Home > Insurance Blog
Insurance Blog

Life Insurance: 5 Signs You Might Be Underinsured
January 22, 2026
Life rarely stands still. You may have gotten married, welcomed a child, bought a home, or moved up in your career since you first bought…

New Year Business Insurance Checklist
January 19, 2026
Is Your Company Really Protected? A new year is the perfect time for businesses to run a quick “audit” of their insurance program. Over the…

Common Insurance Myths Debunked
January 16, 2026
What Your Friend on Social Media Got Wrong! We all know someone who thinks they’ve gained vast knowledge on a subject after merely seeing a…

Is Whole Life Insurance a Good Investment in 2026?
January 7, 2026
Market headlines can swing from record highs to recession fears in a single week. In that environment, many people look for stable, long-term options that…

The Ins and Outs of Commercial Auto Insurance
January 4, 2026
What Every Business Owner Should Know Modern businesses are always on the move. Delivery vans drop off products, service trucks head to job sites, and…

Your New Year’s Insurance Checklist
January 1, 2026
A new calendar year is a natural reset. Over the past 12 months, you may have moved, bought a car, started a home-based business, gotten…

Different Types of Life Insurance Riders Explained
December 22, 2025
Accelerated Benefits: Access to Benefits While You’re Living Accelerated benefit riders let you take a portion of the death benefit early if you face a…

What’s the Difference Between General and Professional Liability Insurance?
December 19, 2025
General liability (GL) addresses bodily injury, property damage, and specific personal or advertising injuries arising from your premises, operations, products, or marketing. Professional liability (PL),…

How to Prepare for a Winter Road Trip
December 16, 2025
Plan Your Route Like a Pro: Weather, Detours, and “Plan B” Check official state DOT and highway apps for live road conditions, closures, and chain…
Get A Quote
* indicates required fields
Customer Reviews
Rated 5 out of 5
I have used Hoaster Gephard for my personal and business insurance since for...
EW
Ed W
Rated 5 out of 5
This historic independent agency will do all the shopping for you with good...

Robert N
Rated 5 out of 5
Great service. Annual reviews make sure you get the most competitive price....
JG
John G
Rated 5 out of 5
Chris Gebhard has handled all of my home, auto, and business related insurance...
DJ
Don J
Rated 5 out of 5
Great having a local agent that you can actually speak to on the phone or in...
AD
Andrew D

