Welcome to Hoaster Gebhard & Co.

Homeowners Insurance in Lebanon and Palmyra, PA

Protecting Homeowners in Lebanon and throughout Southeastern Pennsylvania against Risk

From burglaries that result from opportunistic individuals to injuries that result from slips and falls, the risks that you face as a homeowner are many.  These risks can be costly, and this is why you need protection.  Insurance provides necessary protection, and at Hoaster Gebhard & Co. we have a complete homeowners insurance program. 

We structure our program so that it fits individual clients.  We’re educated professionals and we’re focused on protecting what’s most important to you.  We’ll write a tailored solution for you and we’ll therefore ensure that you and your home are secure.

Homeowners Insurance Coverage Details

There are minimum liability limits for people, vehicles, properties, and assets.  These limits frequently do not protect homeowners adequately, and for this reason we recommend that you purchase coverage that exceeds minimum limits.  Whether you need scheduled property insurance or personal umbrella insurance, we’ll help you get the insurance that fits.  We’ll help you identify the right coverages and we’ll also help you create the best possible solution.

The coverages from which you can choose include but are not limited to:  

•   Property Insurance

•   Homeowners Liability

•   Renters Insurance

•   Condo Insurance

•   Mobile Home Insurance

•   Scheduled Property Insurance

•   Landlords Insurance

•   In-Home Business Insurance

You can save time and money as a client of ours if you take advantage of benefits and discounts for which you may be eligible.  Speak with an agent to learn about these benefits and discounts.

Local, caring Agents helping you stay secure

We have an exclusive stewardship program through which we take the necessary time to learn about clients’ needs.  Learning about clients’ needs helps us structure our homeowners insurance program so that we can create solutions that fit.  We do not take a ‘one-size-fits-all’ approach to creating the solutions that we deliver to clients, we take a case-based approach. 

We evaluate each individual's risks, and we develop a personalized strategy in order to mitigate the risks that we evaluate.  Once a strategy is developed, we implement the strategy.  At this point, the process has only begun.  We provide ongoing evaluation of the strategies that we develop and also of the solutions that we create.  This allows us to gauge progress and to make calculated changes if necessary. 

As a result of our evaluations of the strategies that we develop and of the solutions that we create, we help our homeowners insurance program grow and we also adapt to clients’ needs.

Contact us or give us a call today.  To start on a policy, request a quote.

Additional Homeowners Insurance Information:

• Pennsylvania Homeowners Insurance Information and Resources (The Pennsylvania Insurance Department)
• Homeowners Insurance Shopping Tool (The National Association of Insurance Commissioners (NAIC))
• Homeowners Insurance Basics (The Insurance Information Institute (III))